Troy McQuagge Turning Around USHEALTH Group

The One Planet Awards recognized Troy McQuagge as the Gold Winner of the CEO of the Year Award 2017. One Planet, a global awards program, honors executives and professionals excelling in each industry globally. Nominees come from private, public, nonprofits, and for-profit organizations as well as start-ups. Other categories awarded were in products and services, PR, marketing, teams, and corporate communication. Troy dedicated the award to all the people at USHEALTH Group, stating that the prize was a show of the company’s mission to provide innovative and affordable healthcare products to meet consumer needs.

Troy McQuagge assumed the role of CEO and President of USHEALTH Group four years after joining the company in 2010. Texas-based USHEALTH Group is a provider of unique and innovative insurance solutions for small and medium-sized businesses. Troy first served as President and CEO of the USHEALTH Advisors (USHA), which is in charge of the Group’s sales and marketing efforts. At the time, Troy was responsible for growth and profitability of USHA. He focused on transforming USHA into a large captive sales organization and designed a platform to help realize the objective. The platform primarily targeted people under the age of 65 years.

Troy’s achievements in USHA led to his appointment as the head of the company.

As USHEALTH President and CEO, Troy McQuagge oversees profitability and growth of the company’s business units. He is also in charge of insurance distribution and operations. During his term as CEO, USHEALTH Group has registered significant record-setting growth and profitability for three consecutive years. Troy, a resident of Coppell, Texas, holds a BA in Legal Studies from the University of Central Florida. He began his career as an insurance sales agent working with Allstate Insurance from 1983 to 1995. Troy then joined Health Market and became the president agency marketing. He volunteered with Hope Kids Dallas and Semper Fi Fund.

Troy McQuagge’s hopes to continue leading the employees and agents in offering competitive and profitable products as well as offering superior customer service. With over 30-years’ experience in competitive environments, Troy intends to steer the USHEALTH Group to the next level. Read more about Total Prestige Community at http://www.prweb.com/releases/2016/08/prweb13623854.htm

The Easiest Way To Shop For Freedom Life Insurance

Choosing the right life insurance plan can be a daunting task, but it doesn’t have to be. Generally speaking, life insurance is a safety measure to protect income and pay for future obligations, such as college funds, tuition, day-to-day bills, car notes, tax bills, burial expenses, etc. What this article will do for you is break down shopping for life insurance into two manageable chunks: term and whole life insurance. By simply addressing your current financial needs and situation, you will be able to pick the option that is best for you.

Term Insurance

If you’re looking for a large death benefit with an affordable premium, then term insurance might just be what the doctor ordered. Term insurance, unlike whole life insurance, is for a specific period of time and provides a guaranteed death benefit and a predictable premium. These types of policies usually do not accumulate cash value; however, some do offer a return of premium–at the end of the policy term–for an additional monthly fee.

A perfect application for term insurance is to use it to pay off obligations that leave you financially exposed for a specific length of time, like a debt. For example, you can get a term policy called Mortgage Protection Insurance to pay off your home loan in the event of a premature death. Simply pick the policy term that coincides with the amortization schedule of your loan; i.e., 15 years, 20 years, 30 years, and, upon your demise, a tax-free death benefit will be paid to your beneficiaries.

Insurable needs often increase as one’s financial situation gets more complex over time. One way to make a purposeful insurance purchase is to get a term policy that has “guaranteed convertibility.” What this allows you to do is convert your term insurance to a permanent policy before the policy term ends. If in the interim your health situation takes a turn for the worst, you will not be required to take a medical examination to convert your policy.

Permanent Insurance

Whole life insurance builds up cash value that can be used to supplement your retirement income, or withdrawn/borrowed for emergencies (also known as a “living benefit”). Participating policies (a type of whole life insurance) issued by a mutual insurance company, pay a dividend to their policyholders that can be used to pay either part or all of their monthly premiums.

If your goal is to have a policy that has a guaranteed death benefit, fixed premiums, a savings element, and will stay in force until age 100, then going with a permanent policy is probably your best bet. Keep in mind, whole life policies are relatively more expensive than opting for a term insurance plan. However, over the long haul, whole life policies are more cost-effective than annually renewing a term policy beyond its initial plan period.

Freedom Life Insurance

One company that offers a whole suite of products is Freedom Life Insurance. This 60-year old company offers a full portfolio of products that can be tailored to your health and financial situation. What’s more, is that Freedom Life Insurance is a subsidiary of USHealth Group, which is a rock-solid, A+ rated company (as per Better Business Bureau standards). Learn more: https://www.crunchbase.com/organization/ushealth-group#/entity